If you seek compensation for a personal injury, one of the key factors in determining quantum (the dollar figure amount of compensation) is your ability to obtain other work, whether it be in your pre-injury type role or otherwise. This is known as “residual earning capacity” and it refers specifically to your personal capabilities in being able to carry out some role of employment.
If your insurer does not want to pay your personal injury claim because they believe that you should be able to find other work, can the insurance company refuse to compensate you because of this. There are ways to a compensation claim that you should consider. See our injury blog for a compensation claim on this issue.