Accident Compensation Myths Busted – Myth Number 1

Myth Number 1 – ‘Accident Compensation schemes are wrought with frauds and malingerer’

This statement is unsurprisingly false.

Statistics provided by the Motor Accident Insurance Commission [1] show that in 2011 – 2012 [2] there were more than 3.6 million registered vehicles in Queensland [3]. In that same year, 6,900 claims were made for CTP compensation, not at all a culture.

More importantly, according to Department of Transport classifications known as a “Casualty; Fatality; Severity” which divide severity of the accident from:-

  1.  Hospitalisation;
  2.  Medical treatment;
  3.  Minor treatment,

Only one claim is made for every two casualties which fall in category (1) – (3).  Not only does this mean that Queenslanders tend to be by and large genuine claimants, it also suggests that for various reasons, a large portion of victims are not pursuing a claim.

For Workers’ Compensation, according to annual Q-Comp statistic reports in 2012 – 2013 [4], 99,000 claims for statutory benefits were accepted that year.  In the same year, around 3,600 common law claims were successfully made and settled on average for $170,000.  In the same year 8 cases were prosecuted for fraud.

The data shows that despite the stigma associated with ‘compo’, we are far from seeing a culture of compensation and in reality, there remains a large proportion of the population who are largely unaware of their entitlements.

For Further Accident Compensation Information

Find out more about our Brisbane Personal Injury Lawyers, our No Win No Fee PI services, our free initial PI consult or ask a personal injury question directly through our blog.

[1] http://www.maic.qld.gov.au/forms-publications-stats/pdfs/2014-December%20-MAIC-Statistical-Information-Report.pdf

[2] statistics in this area are usually 3 years delayed

[3] That number is likely to exceed 4 million in 2014 – 2015

[4] https://www.worksafe.qld.gov.au/__data/assets/pdf_file/0006/91824/q-compstatisticsreport1213.pdf

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